Privacy Statement

Protecting our customers' privacy is one of our highest priorities. As financial service professionals we are committed to treating customer information responsibly.

We may collect personal information about you from the following sources:

• Information we receive from you on applications and other forms.
• Information about your transactions with us or our affiliates.
• Information we receive from consumer reporting agencies.

We restrict access to nonpublic information about you to those employees, who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal standards to guard your nonpublic personal information.

We do not disclose any nonpublic personal information about our customers to anyone, except as permitted by law. If you decide to close your account or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

When we conduct business with third parties, we require our vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them.

Customers may have special privacy concerns regarding services on the Internet. We are equally concerned about customer privacy on the Internet and are committed to your protection.  Our Privacy Policy applies in it entirety to anything customers might do via our website.

We want our customers to understand our commitment to privacy in our use of customer information. Feel free to contact us if you have questions about these privacy principles.

What are cookies?

A cookie is a file sent from a website to a computer that is logged on to the site. This file lets the site recognize if the computer has been there before and what security requirements and browser preferences the computer requires. The site that has sent the cookie is the only one that can read the cookie, and only information that has been given directly by the logged on user to the site is accessible. Computer viruses cannot be transmitted through cookies.
Customers can choose not to accept cookies. You may do this by making the appropriate selection from your browser options. You should understand however, that certain services require cookies for effective delivery. Where this is the case, users will be informed that they will need to allow cookies if they wish to receive the service. Cookies also make your visit to a site simpler by keeping you from having to re-enter your password every time you changes pages within a secure session.

The information We Share

We may share non-public personal information about you with companies related to us by common control or ownership (affiliates) and, as permitted by law, with third parties that are not our affiliates (nonaffiliated third parties).

We may share information with nonaffiliated third parties with which we have contracted under strict confidentiality agreements. We may disclose nonpublic financial information to other financial institutions with which we have joint marketing arrangements (such as service providers, insurance agents, investment advisors). The type of information we may disclose:
Information we receive from you on applications or other loan and account forms.
Information we receive from credit bureaus, such as information regarding your credit-worthiness and credit history.
Information about your transactions with us, such as your account balance and payment history.
In addition, we may disclose nonpublic information about you to nonaffiliated third parties in other circumstances as permitted by law, such as third party vendors that assist us in servicing your deposit or loan account, to government entities in response to subpoenas, and to credit bureaus.

We do not share or sell customer information to nonaffiliated third parties in order to market their own products or services.

When Metropolitan National Bank conducts business with third parties, it requires vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them.