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The information provided below is for reference purposes only. We do not endorse any predictions or offerings made by the linked vendor(s). We urge you to perform your own due diligence when making investment decisions.



Metropolitan National Bank® Deposit Rates

Effective: Today

BUSINESS MONEY MARKET
$2,500 & up (new money) APY: 1.50%
 
PERSONAL MONEY MARKET 
less than $2500 APY: 0.05%
$2500.00 - $74,999.99 APY: 0.30%
$75,000.00 & up APY: 0.75%
 
CERTIFICATE OF DEPOSIT 3 MONTHS  
$2500.00 & up APY: 0.25%  

 

may vary by location
CERTIFICATE OF DEPOSIT 5 MONTHS  
$2500.00 & up APY: 0.30%
   may vary by location
CERTIFICATE OF DEPOSIT 6 MONTHS  
$2500.00 & up APY: 0.40%
   may vary by location
CERTIFICATE OF DEPOSIT 12 MONTHS  
$2500.00 & up APY: 0.95%
  may vary by location
CERTIFICATE OF DEPOSIT 18 MONTHS  
$2500.00 & up APY: 1.15%
  may vary by location
CERTIFICATE OF DEPOSIT 24 MONTHS  
$2500.00 & up APY: 1.40%
  may vary by location
CERTIFICATE OF DEPOSIT 36 MONTHS  
$2500.00 & up APY: 1.80%
  may vary by location
CERTIFICATE OF DEPOSIT 48 MONTHS  
$2500.00 & up APY: 2.05%
  may vary by location
CERTIFICATE OF DEPOSIT 60 MONTHS  
$2500.00 & up APY: 2.35%
  may vary by location
BUSINESS NOW ACCOUNTS
less than $10,000 APY: 0.05%
$10,000.00 & up APY: 0.25%
   
CONSUMER NOW ACCOUNTS  
less than $1000 APY: 0.05%
$1000 & up APY: 0.25%
   
PERSONAL SAVINGS ACCOUNT (see below for promotional information)
$1000 - $74,999.99 APY: 0.30%
$75,000.00 & up APY: 0.75%
 
ATTORNEY ESCROW  
$2500.00 & up APY: 0.50%
   
IRA - One Year CD  
$1000 & up APY: 0.95%
  may vary by location
IRA - Two Year CD  
$1000 & up APY: 1.40%
  may vary by location
IRA - Three Year CD  
$1000 & up APY: 1.80%
  may vary by location
IRA - Five Year CD  
$1000 & up APY: 2.35% may vary by location

 

Our CD (Certificate of Deposit) rates are based upon non-compounding, simple interest. Annual percentage yield ("APY") is expressed on the assumption that investment terms under one year are rolled over at the prevailing rate to complete a one-year investment. Interest posted annually or at the end of term. Penalties may be incurred for early withdrawal.

CD Annual Percentage Yield ("APY") is subject to change without notice. Minimum deposit of $2,500 required. Fees or penalties may reduce earnings.

Money Market Account Annual Percentage Yield ("APY") is subject to change without notice. Monthly daily average balance of indicated amount must be maintained to obtain the respective disclosed APY. Other restrictions may apply. Fees could reduce earnings on the account.

Metropolitan National Bank® ATM and debit cardholders pay no Metropolitan National Bank® fees to use any ATM worldwide, and any "foreign" ATM fees charged by owners of ATMs other than Metropolitan National Bank® are rebated.

Metropolitan National Bank® has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of Metropolitan National Bank® with non interest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC's general deposit insurance rules.

 

Ongoing Promotion(s)

Information regarding Business Money Market Deposit Account

A monthly minimum daily balance of $2500 or more is required to obtain the disclosed APY.  Offer not available to current Metropolitan National Bank® account holders and the initial $2500 deposit may not be transferred from an existing Metropolitan National Bank® account. APY is subject to change without notice. Other restrictions may apply. Fees could reduce earnings on the account.

Information regarding Statement Savings Accounts

Available for new accounts only for balances from $10,000 to $500,000.  To be eligible, you must open a new non-interest bearing checking account and maintain a monthly minimum daily balance of $2500 (consumers) or $5000 (commercial). Funds to open accounts must be new money and may not be transferred from an existing Metropolitan National Bank® account.  This offer may be withdrawn or modified at any time without notice. Other restrictions may apply. Fees could reduce earnings on the account.

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